I was born in Alabama and raised on my Louisiana mom’s banana pudding, so this recipe has gone through many a taste test. Her version skips the meringue in favor of whipped cream layered throughout, and uses evaporated milk instead of sweetened condensed for a less cloying sweetness.
The result is silky, rich, and not too sweet, and although the custard is homemade, it only takes about 5 minutes on the stove and makes a huge difference in flavor and texture.
Quick Summary: A classic Southern banana pudding made with homemade vanilla custard, Nilla wafers, sliced bananas, and whipped cream instead of meringue. Creamy, not too sweet, and easier than the baked version. Prep: 30 min | Cook: 5 min | Serves: 8
Jump to: RECIPE | Homemade vs Pudding Mix | Ingredients & Substitutions | Step by Step | More Southern Recipes | FAQ

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Is Banana Pudding a Southern Dish?
Banana pudding has a strong Southern identity that goes back more than half a century. A detailed history of banana pudding can be found at Serious Eats, where it is tied to bananas being imported to New Orleans, Nabisco’s marketing of Nilla Wafers, and the writings of food journalists.
As with any recipe that has a history, there is plenty of debate on what is the best way to make this dish. Some of the more common debate topics include:
- Is it better to use boxed pudding mix or make your own custard?
- Should you use vanilla or banana pudding?
- Do you bake the whole thing in an oven or just assemble and chill? (I assembled and chilled).
- Do you top it with homemade meringue, canned whipped cream or whipped topping? (whipped topping for me)
- Do you serve it immediately so the wafers are still crisp or let it rest a day in the icebox so everything sogs together? (I love it both ways!).
Ingredients and Substitutions

Homemade Pudding vs Instant Mix: Does It Matter?
Homemade pudding, vanilla or chocolate, is really underrated. The flavor is so much richer and so much more complex. The texture is thick (and slightly lumpy) rather than thin and watery like a powdered mix can be.
The instant pudding mix can look smooth and velvety but that texture doesn’t make up for the taste, especially in a banana pudding where a few delicious lumps just adds to the overall taste of the dish.
And truth be told, homemade pudding is actually quite simple to make.
Why Use Whipped Cream Instead of Meringue?
Most of the classic banana pudding recipes, including the recipe on the Nilla wafer box, top the pudding-wafer-sliced banana layers with a egg white meringue that is baked.
I have opted for a whipped cream topping for 4 reasons:
- It is easier. Whipped cream doesn’t require any baking like a meringue does. They both need to be whipped into soft peaks, but the whipped cream is then used right away without baking. Note this example of what soft peaks with whipped cream looks like.
- Whipped cream adds to the creamy layers. The meringue is only used as a topping, whereas the whipped cream is both a topping and an addition to the layers, making the pudding even more silky delicious.
- Sweetness. Many banana puddings are made with sweetened condensed milk, which is pretty sweet. If you use evaporated milk like the recipe below and don’t add sugar to the whipped cream, it is sweet and creamy without being sticky sweet
- Authentic? My mom was born and raised in Louisiana and I grew up on her banana pudding. I was born in Alabama so this is authentic to me. Of course there is always debate these days on what authentic really means. I know one thing…..it’s an incredible recipe!
How to Make Southern Banana Pudding (Step by Step)




More Southern Recipes from Louisiana
- Fish cakes with Southern Comeback Sauce
- Hush Puppies with Two Dips
- Slow Carb Cajun Hoppin John
- Open Faced Turkey Sandwich with Red Eye Gravy
FAQ
You can, but the texture will be thinner and the flavor less rich. Homemade custard only takes about 5 minutes and makes a noticeable difference.
Usually from bananas releasing moisture over time, or from not cooking the custard long enough. Make sure the custard is properly thickened before layering, and serve within a day or two for best texture.
Both work. Serve immediately for crunchier wafers, or refrigerate a few hours (or overnight) for softer, melded layers. It’s personal preference.
Covered in the refrigerator, it keeps for up to a week, though the wafers will soften considerably after day one.
You can substitute shortbread cookies, vanilla sandwich cookies, or even pound cake slices. The texture will differ but it will still taste good.
If you enjoy Southern cooking, check out this category of more than a dozen Southern recipes.
Old Fashioned Banana Pudding
Equipment
- medium sized saucepan
- serving container I used a large glass bowl but a 9 x 13 baking dish would also work
Ingredients
- 5 Tablespoons all purpose flour this should equal 1/4 cup plus 2 Tablespoons
- 1 Cup sugar
- ⅛ Teaspoon salt
- 1 Cup water
- 1 Cup evaporated milk
- 2 Large eggs lightly beaten
- ¼ Cup butter unsalted
- 2 Teaspoons vanilla
- 2 Cups heavy whipping cream
- 36-40 vanilla wafers Save some out for garnish
- 4 bananas ripe
Instructions
- In a medium saucepan (no heat under it yet), whisk together dry ingredients (flour, sugar and salt). Whisk in water, milk and lightly beaten eggs. Get it as smooth as possible, but there may be some lumps.Cook over medium heat stirring constantly, until mixture thickens.5 Tablespoons all purpose flour, 1 Cup sugar, 1/8 Teaspoon salt, 1 Cup water, 1 Cup evaporated milk, 2 Large eggs
- Add butter and vanilla and cook gently over low heat until butter melts. Let it cool a bit before layering the pudding.1/4 Cup butter, 2 Teaspoons vanilla
- While the pudding is cooling, make the whipped cream. Simply beat the heavy cream in a stand mixer until soft peaks have formed (adding sugar or a little bourbon to the whipped cream is optional).2 Cups heavy whipping cream
- Place a thin layer of pudding on the bottom of your glass dish (large bowl or baking dish is fine). Add a thin layer of whipped cream, then a layer of Nilla wafers, then a layer of sliced bananas. Repeat layering, saving out enough whipped cream to use as the top layer. Garnish with crumbled vanilla wafers. You can serve it immediately for crunchier wafers, or chill (covered) for a few hours for a softer meld of the wafers.Keeps covered in the refrigerator for up to a week.36-40 vanilla wafers, 4 bananas



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